Terms of Use & Medical Disclaimer

Last Updated: April 2026
 
Welcome to the official website of Simon Cowen and the book "My Second Chance".
Please read these terms carefully before using this website or our tracking tools.
 
1. Medical Disclaimer (Critical)
Educational Purposes Only: The information provided on this website, including Excel templates, sample laboratory metrics, and health targets, is intended for educational and organizational purposes only. It is not a substitute for professional medical advice, diagnosis, or treatment. No Medical Advice: The author, Simon Cowen, is not a licensed medical professional. Every individual’s medical history is unique; therefore, the specific metrics mentioned are examples only and must be approved by your treating physician. Physician Consultation: You must consult with your doctor or cardiologist before making any changes to your medication, diet, or exercise routine. Never disregard professional medical advice because of something you have read here.
 
2. Intellectual Property & Copyright
All content on this website, including the book excerpts, the "3 Pillars" methodology, and the Excel tracking templates, is the exclusive intellectual property of Simon Cowen. You may not reproduce, redistribute, or sell any part of this content without explicit written permission.
 
3. Eligibility & Use of Site
You must be at least 18 years of age to use this website. You agree to use the site and its tools for lawful, personal, and non-commercial purposes only.
 
4. Purchases and Payments

• Direct Sales: If you purchase digital or physical products directly from this site, payments are processed via secure third-party providers. All sales are final unless otherwise stated.

• External Links (Amazon): This site may contain links to third-party marketplaces (e.g., Amazon). We are not responsible for the policies, shipping, or transactions conducted on those external sites.

• Availability: We reserve the right to change our offerings, prices, or availability at any time without prior notice.
   

5. Limitation of Liability
By using this website and its tools, you acknowledge that you are doing so at your own risk. Simon Cowen shall not be held liable for any health complications, inaccuracies in data entry, or misunderstandings of clinical results. You are solely responsible for managing your health under professional medical supervision.
 
6. Account Suspension
We reserve the right to suspend or terminate access to our services or member accounts at our sole discretion, without notice, for conduct that violates these terms.